IMPORTANT NOTICE

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The following Legal Disclaimer applies to all visitors, users, and individuals interacting with or relying on any information, tools, or AI Assistants provided by TexasForeclosureAnswers.com (“the Website”). By using this Website, you acknowledge and agree to the terms below.

 

ACKNOWLEDGEMENT

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By accessing or using TexasForeclosureAnswers.com, you acknowledge that you have read, understood, and agreed to this Legal Disclaimer in full.If you do not agree with these terms, do not use this Website.​

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1. NO LEGAL ADVICE — INFORMATIONAL PURPOSES ONLY​

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All information provided on this Website — including articles, explanations of foreclosure procedures, timelines, examples, charts, and answers provided by any AI Assistant — is for general informational purposes only.
This Website does NOT:

• Provide legal advice

• Interpret the law for your specific situation

• Act as a substitute for consulting with a licensed attorney

• Offer professional legal opinions or strategies

The content on this Website is primarily derived from publicly available information, including but not limited to Texas statutes related to foreclosure procedures, and does not account for the unique facts of your situation.
If you require legal advice, you must consult with a licensed attorney in the State of Texas.

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2. NO ATTORNEY-CLIENT RELATIONSHIP

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Using this Website, including:

• Browsing information,

• Submitting questions, or

• Receiving answers through the AI Assistants,

does not create an attorney-client relationship of any kind — explicit, implied, or otherwise.
An attorney-client relationship can only be created through a written, signed engagement agreement with a Texas-licensed attorney. This Website, its owners, operators, employees, contractors, and affiliates are not acting as your attorneys.
Nothing on this Website shall be construed as:

• Legal representation

• Legal case evaluation

• Legal opinion

• Legal defense

• A promise of results

 

3. AI ASSISTANT LIMITATIONS — INFORMATION MAY BE INCORRECT OR INCOMPLETE

This Website uses AI-powered Foreclosure Assistants to answer general questions. While these tools are designed to be helpful, AI technology is inherently limited and can:

• Misinterpret questions

• Provide incomplete or outdated information

• Provide answers containing inaccuracies

• Oversimplify complex legal issues

• Produce responses not tailored to your specific situation
   

AI CAN MAKE MISTAKES. You should never rely solely on AI-generated answers when making decisions about foreclosure, real estate, finances, or legal matters.

 

4. INFORMATION PROVIDED IS PRELIMINARY, GENERIC & DOES NOT REFLECT YOUR SPECIFIC CIRCUMSTANCES​

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The AI Assistants do NOT have access to, and cannot evaluate, critical details about your personal financial or legal situation, including but not limited to:

• The type of mortgage loan on your property

• Whether foreclosure has already begun

• Whether a foreclosure lawsuit has been filed against you

• Whether a judgment has already been entered

• Whether an auction has already been scheduled or postponed

• Whether you have received required legal notices

• Whether you have been served with a lawsuit

• Whether you filed (or failed to file) an answer to a lawsuit

• Whether you previously applied for or violated a loan modification, forbearance, partial claim, repayment plan, or loss mitigation agreement

• Whether there are legal complications with the property’s title

• Whether the property is part of an un-probated estate, contested probate, or fractured ownership structure

• Whether there are liens, judgments, IRS claims, child support liens, HOA liens, or pending lawsuits affecting the title

• Whether there are unknown, unreachable, uncooperative, or deceased co-owners or heirs

• Any other personal financial, legal, or factual circumstances unique to your property or situation

Because these essential facts are unknown to the Website and its AI Assistants, it is impossible for the Website to provide a complete, precise, or situation-specific assessment of your foreclosure case.

Any recommendations or explanations provided by the Website or its AI Assistants are general in nature and must not be relied upon as a definitive guide for action.

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5. PROFESSIONAL ASSISTANCE IS REQUIRED​

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Foreclosure matters involve legal timelines, statutory requirements, court procedures, and lender-specific rules. For this reason:

You must seek professional assistance, which may include:

• A Texas-licensed attorney

• Financial counselors

• Housing counselors

• Real estate professionals

• Bankruptcy attorneys

• Title professionals

The Website is not a substitute for these services.

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6. WEBSITE DISCLAIMS ALL RESPONSIBILITY & LIABILITY

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Given the limitations of the information available to the Website and AI Assistants, and the absence of case-specific facts:

TexasForeclosureAnswers.com disclaims any and all responsibility, liability, or consequences arising from:

• The use or misuse of any information on this Website

• Decisions made based on content or AI-generated responses

• Any inaccuracies or omissions in the information provided

• Any financial, legal, real estate, credit, or property outcome experienced by the user

• Any foreclosure result — whether favorable or unfavorable — regardless of whether the Website’s information was incomplete, outdated, misunderstood, or otherwise insufficient

By using this Website, you agree that you assume all risk associated with relying on general information and AI-generated responses.

 

7. NO GUARANTEES OF RESULTS

This Website offers no guarantees regarding:

• Preventing foreclosure

• Reinstating loans

• Obtaining loan modifications

• Winning legal challenges

• Selling property before auction

• Stopping foreclosure sales

• Receiving surplus funds

• Delaying legal proceedings

Outcomes depend on your specific factual and legal circumstances, which the Website cannot evaluate.

 

8. REFERRAL DISCLOSURE

Upon user request, the Website may refer visitors to:

• Attorneys

• Foreclosure defense law firms

• Real estate professionals

• Pre-foreclosure property buyers

• Other financial or housing specialists

Referrals are optional. Users are under no obligation to work with any referred party.
The Website may receive compensation for such referrals, and no referral constitutes legal advice or legal representation.