TexasForeclosureAnswers.com
Effective Date: [December 17, 2025]
 

TexasForeclosureAnswers.com (“we,” “us,” “our,” or “the Website”) is committed to protecting the privacy of all visitors (“you,” “your,” or “users”). This Privacy Policy explains what information we collect, how we use it, how it may be shared, and what rights you have regarding your personal data.

By using this Website, including any AI Foreclosure Assistants, you agree to the practices described below.
 

1. INFORMATION WE COLLECT
 

TexasForeclosureAnswers.com collects two types of information:

A. Information You Provide Directly

This includes:

• Your name

• Email address

• Phone number

• Property address

• Details you submit through contact forms

• Questions you ask the AI Assistants

• Any messages, notes, or data you voluntarily provide

When you submit information for a consultation, ask a question, or request help, that information is stored for processing your request and improving our services.

B. Information Automatically Collected

When you visit the Website, we may automatically collect:

• IP address

• Device type

• Browser type

• Operating system

• Pages viewed

• Time spent on site

• Referring website

• General geographic location (city/state)

• Cookies and tracking technologies

This data is used for analytics, security, and improving website performance.

C. AI Assistant Data Collection

When you interact with the Mortgage Foreclosure Assistant or Tax Foreclosure Assistant:

• Your questions

• Chat transcripts

• User-provided facts

• Timestamps

• Interaction patterns

may be collected to:

• Improve AI accuracy

• Enhance user experience

• Monitor quality and safety

• Respond to your inquiries (if applicable)

AI chat data may be reviewed by humans (within the Website’s administrative structure or AI service provider) to ensure accuracy and compliance.

We do NOT intentionally collect highly sensitive data such as Social Security numbers, dates of birth, banking details, or protected medical information. You should not include such details in AI chats or contact forms.

2. HOW WE USE YOUR INFORMATION

We use your information to:

• Provide educational information about foreclosure

• Operate the AI Foreclosure Assistants

• Respond to your questions and requests

• Improve website functionality and user experience

• Perform analytics and site optimization

• Maintain security and prevent abuse

• Communicate with you regarding your submitted inquiries

• Offer referrals to professionals only if requested

• Maintain records of communications for quality and compliance

We do NOT sell your personal information.

3. HOW WE SHARE YOUR INFORMATION

We may share your information in the following limited circumstances:

A. Service Providers

We may share information with trusted partners who assist with:

• Hosting platform (e.g., Wix)

• Email communications

• Form processing

• Analytics

• AI assistant infrastructure

These third parties are required to protect your data.
 

B. Referral Partners (ONLY If You Request a Referral)

If you request help from a professional such as:

• an attorney,

• a foreclosure defense law firm,

• a real estate agent,

• a pre-foreclosure property buyer,

• a housing counselor, or

• another specialist,

we may share the information necessary to connect you with that professional.

The Website may receive compensation for referrals. You are under no obligation to work with any referred party.

C. Legal Requirements

We may disclose information if required to do so by:

• Law

• Court order

• Government request

• To protect our legal rights

 

4. COOKIES AND TRACKING TECHNOLOGIES

We may use:

• Cookies

• Web beacons

• Pixels

• Analytics tools (e.g., Google Analytics)

These help us analyze traffic, improve content, and enhance usability.

You may control cookie settings through your browser, but disabling cookies may impact functionality.
 

5. DATA SECURITY

 

We take reasonable measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However:

No website, server, or Internet transmission is 100% secure.

Users submit information at their own risk.
 

6. YOUR RIGHTS & CHOICES

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Depending on your jurisdiction, you may have rights to:

• Access your personal information

• Request correction or deletion

• Opt out of communications

• Request limits on data processing

• Export your data

To exercise any of these rights, contact us using information below, or via Contact page on this website. We will respond within a reasonable timeframe.

 

7. CHILDREN’S PRIVACY

 

This Website is not intended for anyone under the age of 18.
We do not knowingly collect information from minors.
If we become aware that a minor submitted data, we will delete it promptly.

 

8. THIRD-PARTY WEBSITES

 

TexasForeclosureAnswers.com may contain links to third-party websites or services.

We are not responsible for the content, privacy practices, or policies of those third parties. You should review their privacy policies separately.
 

9. AI TECHNOLOGY DISCLOSURE

By using the AI Assistants, you acknowledge:

• AI-generated information may be incomplete, generic, or inaccurate

• AI responses do not analyze your detailed financial or legal situation

• AI content does not constitute legal or professional advice

• AI tools may store conversation data for quality and performance

• You should not enter sensitive personal information

You must verify any information with a qualified professional before taking action.

 

10. LIMITATION OF LIABILITY

 

TexasForeclosureAnswers.com disclaims any liability for:

• Consequences resulting from reliance on AI-generated information

• Errors, omissions, or inaccuracies

• Decisions made using Website content

• Outcomes of any foreclosure, financial, or legal matter

Users rely on site content at their own risk.

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11. CHANGES TO THIS POLICY

 

We may update this Privacy Policy at any time.
Changes will be posted on this page with an updated effective date.

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12. CONTACT INFORMATION

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If you have questions about this Privacy Policy, contact using information below or via the Contact page of this website.